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LOCATION, LOCATION, LOCATION!!! Ensconced in a quiet cul-de-sac in Loveland's esteemed Northlands Subdivision (with no HOA!), this exceptional main-floor primary bedroom home is well situated for easy access to Loveland's expansive walking path system, Mehaffey Park, schools, shopping, and easy access to Fort Collins or I34. A cheery entry is a welcoming prelude to the gorgeous interior. Wood floors, abundant windows, and smart floor plan with the retreat-like primary suite make main floor living a dream. Enjoy a cozy main level living room fireplace as well as a basement fireplace. Upstairs, 2 bedrooms have wonderful views to the West and share a full bathroom. The upstairs loft overlooks the living room to create a feel of sun-filled spaciousness. The finished basement has a great floor plan featuring a bedroom, full bath, 2 rec/media rooms (think TV and game tables), and a fireplace. Outside, find your serene retreat, where the expansive deck wraps around the home to create multiple sitting areas and beautiful mature trees provide privacy and beauty. The fully fenced backyard backs to city owned green space, accessible by a gate. Northlands is renowned for a quiet west Loveland location, beautiful and mature homes, lush landscapes, no HOA, and great neighbors. This is a truly remarkable home that offers a Colorado lifestyle experience you will love. No Metro Tax!